Conventional Financing is for Good/Excellent Borrowers who deserve the lowest prevailing rate. Most loan searches start with Fannie Mae or Freddie Mac Alternatives
Credit Scores should be 680 or better for each borrower
Fixed Rates and Adjustable Rate Mortgages available at rates as low as 3.75%
These programs generate the lowest payment for refinances and purchases
Mortgage insurance is required for 80%-90% financing on purchases or refinances
DU Refi Plus or Freddie Mac Relief allow for up to 105% financing without PMI for homeowners who previously secured Fannie Mae or freddie mac financing on their homes
I can price your loan with points or without. Typically you pay a point to buy your rate lower
Primary Residence, Second Homes or Investment Properties
Fannie Mae or Freddie Mac Loan Programs make for an easier process. Fha has more paperwork
Maximum 6% seller paid closing costs for purchase loans 80% and under
Maximum 3% seller paid closing costs for purchase loans 90% and under
No Prepayment Penalties
Mortgage Calculator:
Sales Price:
$
Down:
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Interest Rate:
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Term:
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Monthly payment:
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My Personal Guarantee: Absolute Red Carpet Treatment
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