Helpful Links

First Time Home Buyers or Repeat Customers should take a look at this booklet. Technically, every first time homebuyer should receive this booklet during their loan process. It has a glossary of terms and reminds you of what to expect. It is called the "Special Information Booklet". SpecialInformationBooklet.pdf 

Another mandatory booklet for anyone shopping an Adjustable Rate Mortgage is the "Charm Booklet". CHARM booklet.pdf

For anyone considering refinancing with The Home Affordable Refinance Option it is neccesary to determine who services your current loan. If Fannie Mae does we have the Fannie Mae DU Refi Plus. If Freddie Mac services your loan we can look at Freddie Mac Home Relief.  Either way we can refinance existing customers with little or no equity and get them into a low interest rate with no mortgage insurance. Customers with previous mortgage insurance have a chance for this loan depending on the automated findings. (Ask me about this) There are two options for these programs. 105% financing and 125% financing. Rate adjustments apply. call for pricing.

Fannie Mae Lookup  http://loanlookup.fanniemae.com/loanlookup/

Freddie Mac Lookup  https://ww3.freddiemac.com/corporate/

The government web site on this topic  http://www.makinghomeaffordable.gov/

Freddie Mac - Myths about Home Ownership  http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/myths.html

Freddie Mac - Advantages of Home Ownership http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/why_own.html

Freddie Mac - Risks of Home Ownership http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/risks.html

 AARP Reverse Mortgage Website  http://rmc.ibisreverse.com//rmc_pages/rmc_aarp/aarp_index.aspx

 HUD ( Department of Housing and Urban Developement - homes for sale. I have a $100 down program that applies whenever someone buys a HUD foreclosure  http://www.hud.gov/

HUD Guide to avoiding foreclosure  http://www.hud.gov/foreclosure/index.cfm

United States Department of Agriculture Lookup page - USDA has a great 100% financing program available to customers who live in rural areas and want a no money down mortgage. If you are thinking about buying a home and want to see if it is located in a sponsored rural area, try this search tool. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

US Debt Clock  http://www.usdebtclock.org/

http://www.google.com

http://www.yahoo.com

 My twitter ID:   MortgagesUSA123