Purchase a Home

Financing Comes First

You should always have your ducks in a row and pre-qualification letter in hand before you jump in the car with a realtor. A good realtor won't waste their time with you unless they know you are the real deal.

Conventional Financing - 80-95% Financing for Good credit borrowers who can document income and have 5%-20% to invest in the form of a down payment.

FHA - Popular 96.5% Financing, 97% Refinancing

$8,000 tax credit - For First Time Homebuyers. This credit is paid after you have purchased the home

$6,500 tax credit - For existing homeowners who may wish to sell and buy or keep present home and buy

Homebuyer Video - This is a First Time Home Buyer seminar that I prepared. It will tell you all that you need to know in the comfort of your own home.

$100 Down Program - Yes you can Purchase a HUD Repo with $100

USDA - Popular 100% Purchase Financing in Rural Areas

MyMortgageProcess - More of myHome Made Video describing what takes place when you apply and your file goes to the underwriter

FrequentlyAskedQuestions

FirstTimeHomeBuyers

TheLoanProcess

Foreclosures

GetPre-Approved

CheckPropertyValue

ShoppingSettlementCosts

LoanApplication

CustomerTestimonials

ImprovingCredit

Do'sandDon'ts

9StepstoOwnership

ManufacturedHomeLoans

BuyerDon'ts

RentvsBuyCalc

WhentogetQualified

ShoppingQuotes

 


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.54%4.69%
15-yr Fixed4%4.21%
1-yr Adj3.64%4.52%
* national averages



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Looking to Buy?

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