Welcome to my rate sheet page. I have the ability to select from any of the top banks in the country as well as use the warehouse line of First South Mortgage. This ensures the best possible rates, service and turn times.
30 Year Fixed
RatePointsAPRLock Days
4.375%2.000%4.610%30
4.625%1.000%4.775%30
4.750%0.500%4.857%30
4.875%0.000%4.939%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


15 Year Fixed
RatePointsAPRLock Days
3.750%2.000%4.157%30
4.000%1.000%4.258%30
4.250%0.000%4.358%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


FHA 30 year Fixed
RatePointsAPRLock Days
4.750%1.000%4.936%21
5.000%0.000%5.098%21
The APR is calculated using a loan amount of $200,000 and these typical fees.


FHA 15 year Fixed
RatePointsAPRLock Days
4.125%1.000%4.442%21
4.375%0.000%4.542%21
The APR is calculated using a loan amount of $200,000 and these typical fees.
There are many factors that ultimately effect your bottom line with regard to interest rate. Loan type, property type, credit score, loan purpose, loan to value, your state, escrows, loan amount, lock period, bank selection are some of the many factors that ultimately effect your final rate.I will coach you to obtain the absolute best rate possible. Current posted rates are in effect as of 02/23/2010 9:18:54 PM Central Time.

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My personal guarantee: I will find you the lowest mortgage interest rate in the country. I have access to the top ten banks as well as the ability to process your file in-house. Please call me today to get a great deal.


Preston Ware 9341 Westbury Woods Dr Office A Charlotte, NC 28277
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