Mortgage Rates Florida

Welcome to my Lowest Mortgage Interest Rates page. I have the ability to select from any of the top banks in the country as well as the ability to close a loan in house with Main Street Financial. This ensures the best possible rates for you the customer.

30 Year Fixed
Rate	Points	APR	Lock Days
4.000%	1.000%	4.131%	30
4.250%	0.000%	4.297%	30
The APR is calculated using a loan amount of $200,000 and these typical fees.

15 Year Fixed
Rate	Points	APR	Lock Days
3.625%	1.000%	3.880%	30
3.875%	0.000%	3.982%	30
The APR is calculated using a loan amount of $200,000 and these typical fees.

FHA 30 year Fixed
Rate	Points	APR	Lock Days
4.000%	1.000%	4.177%	21
4.250%	0.000%	4.344%	21
The APR is calculated using a loan amount of $200,000 and these typical fees.

FHA 15 year Fixed
Rate	Points	APR	Lock Days
3.750%	1.000%	4.064%	21
4.000%	0.000%	4.165%	21
The APR is calculated using a loan amount of $200,000 and these typical fees.

There are many factors that ultimately effect your bottom line with regard to the Interest rate that you receive at your closing. Mortgage loan type, property type, credit score, loan purpose, loan to value, state, escrows, loan amount, lock period, bank program and lending institution are some of the many factors that ultimately effect your final mortgage interest rate. I will advise you as to what I think is a smart strategy but ultimately we are at the mercy of market fluctuations until the day we lock your loan.Current posted rates are in effect as of 08/25/2011 6:41:35 AM Central Time.