1. I have been a mortgage professional for 20 years and have created a team that is dedicated to delivering world class service to my clients and referral partners.
2. My team and I are students of our profession. We continue to educate ourselves, clients, and referral partners, through continued training, extensive reading, research and seminars. We are forward thinking and know how to fit the pieces of the puzzle together to create more smooth transactions and closed loans. We make it Easy!
3. Our company is independently owned and operated. We are a local broker servicing Florida and California with no corporate red tape.
4. We have built our book of business on purchase transactions, which accounts for
about 70% of our business. We are at our best when the clock is ticking. Working on the broker side, we are able to move much faster than the slow moving banks.
5. My company has in-house processing. They only get paid when your loan closes so their motivation is to get your loan done fast. My staff is available to address any issues or concerns that arise on any file at any time.
6. My underwriters typically have turn times of 1-3 days. They are always available to discuss any unusual scenarios or any potential challenges before we submit your file!
7. I run your DO or LP (automated underwriting- Desktop Originator or Loan Prospector) and review all loan docs in order to issue a true Loan Pre-approval letter way in the beginning of the process.
8. My team and I offer automatic systematic updates via phone and email. These updates begin at pre-qualification of you, the borrower and continue until closing. These automated updates are delivered to all parties involved including the Realtors. Everyone is kept in the loop.
9. I do not disappear after closing. I will follow up with you after closing after you have settled into your new home or after your refinance when you are reaping the benefits of a lower monthly payment.