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Preston Ware - Florida Mortgage Originator
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Summer 2019 is a great time to Refinance
Visit my new blog to get the latest news on
Refinancing
Posted in:
General
and tagged:
mortgageratesrefinancelakeworth
Posted by Preston Ware on June 25th, 2019 5:51 PM
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Lake Worth Mortgage Broker Page is up and running
This past week I did some updating to my Lake Worth Mortgage Broker page.
I have been brokering for the last year and a half compared to mortgage banking for the previous 5 and it is clear that the brokering side has many advantages.
Visit my
Lake Worth Mortgage Broker page here
.
Here is a video for the page:
Posted in:
mortgage broker
and tagged:
Lake Worth Mortgage Brokers
lakeworthmortgagebroker
Posted by Preston Ware on July 10th, 2018 11:06 PM
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A Better Way to Search Real Estate- Try the nest.me search engine
There is a better way to shop Real Estate
Instead of Zillow or Realtor.com or even the MLS you may want to try
https://nest.me/preston.ware
Not only will you receive real time information but it has extra graphics for schools, demographics, shopping and entertainment.
Posted in:
search real estate
and tagged:
Real estate florida
Posted by Preston Ware on April 18th, 2018 6:06 PM
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Extra Customer Service to local Reverse Mortgages Customers
Reverse Mortgages Lake Worth & Surrounding areas.
This is just a reminder that I am always available to jump in the car and meet my customers just about anywhere.
Some like to meet at a coffee shop such as a Barnes & Noble or Starbucks.Others like for me to visit them at their home where they keep all of their records.
It's up to you. Please see my recent posts to my Reverse mortgages page for Lake Worth and Surrounding areas.
www.prestonware.com/reversemortgageslakeworth
My service area is the state of Florida.
Posted in:
Service
and tagged:
reverse mortgages Lake Worth
Reverse mortgages Boynton Beach
Reverse mortgages Delray Beach
Posted by Preston Ware on February 27th, 2018 12:49 PM
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More on Reverse Mortgages and the questions that I will ask
Here is some more information on Reverse mortgages and the kind of questions that will be asked of the borrower:
These are all very straight forward:
1.) Date of Birth
2.) Property address
3.) Approximate amount owed
4.) Approximate value
5.) How do you want your money?
Once these questions are submitted to my favorite Reverse mortgage source, it will take about one business day for them to return with a very snappy 67 page detailed attachment.
This attachment will detail how much you qualify for along with estimates of approximate closing costs. Also in the middle of it there will be a list of housing counselors in your area.
They all pretty much cost $150 to complete the course from an accredited counselor.
Once you are complete there, you are ready to go get your mortgage which is actually a very simple process. Please call me for details
561-329-0075
Posted in:
reverse mortgages
and tagged:
reverse mortgages west palm beach
reverse mortgages fort lauderdale
Posted by Preston Ware on January 2nd, 2018 8:28 AM
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The process on Reverse mortgages is much better now
Please see the video on the Reverse Mortgage Process
Posted in:
General
and tagged:
reverse mortgages
Posted by Preston Ware on December 7th, 2017 11:15 AM
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It's that Time of Year Again
Well it is that time of year again...
The beautiful weather is arriving and so are the snow birds.
Here is a previously recorded video discussing condo snow bird financing in Florida.
Usually 75% Loan to Value to have a limited review of the condo.
Posted in:
financing
and tagged:
purchase a condo florida
second home condos florida
Posted by Preston Ware on November 14th, 2017 2:17 PM
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Refinancing Out of PMI
Thanks to low rates and steady appreciation in home prices, one of the most popular refinances that I have nowadays is a refinance out of PMI.
Please visit this page to learn more about all types of Refinances.
www.prestonware.com/refinancemymortgage
Posted in:
refinance
and tagged:
refinance of of PMI
Posted by Preston Ware on November 8th, 2017 11:28 AM
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Ten Reasons Why I am Happy to be working at Gulf & Western Mortgage
Here is a little video I put together that points out some of the many advantages that I enjoy as a Mortgage Broker for Gulf & Western Mortgage .
Many of these advantages have to do with the changes in the actual process of submitting your loan to an underwriter. The process is basically reversed compared to the banking side.
At a bank, an underwriter will look at your file around the 30 day in process. On the broker side, an underwriter is giving us a conditional approval on day 2. It is nice to know where you stand even before you go spend money on an appraisal.
(Click on Logo to play)
Posted in:
Company Profile
and tagged:
Mortgage Broker
Mortgage Brokers Florida
Florida Mortgage Brokers
Posted by Preston Ware on October 12th, 2017 9:35 AM
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The 1% Down program with a grant is still available
The 1% down Program is still available.
Recently Freddie Mac pulled the reins on the Home Possible Program but Fannie Mae still has the Home Ready Program.
The Home Ready has always been ready with less income limits.
Here is a little video that I prepared talking about this program and a loan we closed last month.
There are certain guidelines restrictions such as credit score and loan to value so please give me a call at 561-329-0075 to see if this loan program is right for you.
Posted in:
Loan Programs
and tagged:
1% down program mortgages
1 % down conventional financing
Posted by Preston Ware on October 6th, 2017 12:04 PM
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Recent Posts:
Summer 2019 is a great time to Refinance
Lake Worth Mortgage Broker Page is up and running
A Better Way to Search Real Estate- Try the nest.me search engine
Extra Customer Service to local Reverse Mortgages Customers
More on Reverse Mortgages and the questions that I will ask
The process on Reverse mortgages is much better now
It's that Time of Year Again
Refinancing Out of PMI
Ten Reasons Why I am Happy to be working at Gulf & Western Mortgage
The 1% Down program with a grant is still available
Archives:
August 2009
Washington is Looking to Extend Homebuyer Credit
Options Arms are on the Horizon to be the Next Waive of Trouble in Housing Markets
Stimulus is Helping Economy, US Budget Experts Say
The Economy appears to be turning the corner
Shopping for the Lowest Mortgage Rate- Study the Good Faith Estimate
Recent Mortgage News
March 2017
So Far 2017 has been a good year for Real Estate
February 2017
Lake Worth Street Paining Festival
Which is Better, Mortgage Brokering or Mortgage Banking ?
January 2017
The difference between mortgage banking and mortgage brokering
Mortgage Broker vs Mortgage Banker
Mortgage Outlook 2017
August 2016
My latest Home Buyer Seminar
Mortgage Professionals - Page Views vs In Person Visits
June 2016
The minute advantages of Freddie Mac over Fannie Mae
Historic Homes for Sale Palm Beach and West Palm Beach
May 2016
Following Boca Raton Prices is usually a good leading indicator of the rest of the state
Jupiter Florida Mortgage Banker - Jupiter Florida Mortgage Lender
April 2016
Freddie Mac Predicts 2016 as one of the best years for borrowing in a decade
February 2016
Interest rates February 2016 Video
The Difference Between a Pre-Qual and a Pre-Approval Letter
January 2016
Home Loans in Florida 2016
2016 should be a Happy Year for Borrowing
October 2015
TRID bulletin from my company
August 2015
Refinancing out of FHA loan to avoid PMI
June 2015
How to Reduce student loan obligations
TRID Changes are due out on Aug 15th, 2015 "I Like the New Forms"
April 2015
The new Fannie Mae 97% Loan creates a larger payment than the FHA 96.5% loan
December 2014
Private Money Financing in West Palm Beach - Do the Math
November 2014
Private Money Financing in Florida
Stuart and Hobe Sound are two Florida towns that still enjoy Affordable Waterfront Living
September 2014
Price your Loan based on Sept 2014 Interest Rates and Boynton Beach Home Prices
May 2014
FHA Interest Rates Improve to Under 4% again
April 2014
Still Inquiring About Refinancing? Here are the straight forward ones that are rate and term
Jacksonville Florida is once again enjoying steady Employment and Appreciating Home Prices
January 2014
The Top Ten Reasons Why You want to Use Preston Ware as Your Lender
Fannie Mae and Freddie Mac are making profits again
October 2013
Our economy putters along. Poor numbers reported prior to the government controversy
FHA Lowers the waiting period for customers with a previous short sale
September 2013
His in an overview of how to get a mortgage and purchase a home
July 2013
Who are the largest mortgage lenders in the World?
May 2013
Interest Rates have jumped 3/8th of a percent in the last three weeks
Home Loans West Palm Beach - Mission Statement
April 2013
Corporate relocation customers are my best business
I am a Florida Relocation and second Home Specialist
Harp expiration deadline was extended today 4-11-2013
Why You Don't Want to Purchase a Foreclosed Property in Florida
March 2013
FHA Loans in West Palm Beach
February 2013
Happy Valentines Day as We Receive the Highest Rates of the Year 2013
Harp 3.0 expected in 2013
West Palm Beach Home Prices Up - Interest Rates also starting to climb
January 2013
Understanding the Fees of Your Loan
The Mortgage Forgiveness Act is Extended for another Year
December 2012
Freddie Mac Gives their Estimate of 2013
November 2012
Please Stop Saying Banks and Bankers Don’t Want to Lend!
October 2012
Having Fun with Single Property Websites
May 2012
The Harp 2.0 is Getting Better with more Options for Everyone
March 2012
Harp Refinance News & More
Strong Demand for FHA Refi's
FHA is Freezing PMI for Refis
February 2012
FHA Raising Fees again
January 2012
Harp Refinance 2.0 Should be Out Soon!
October 2011
Repeal Dodd-Frank
September 2011
Comparing Fannie Mae HomePath and the FHA 203K Rehab Loans
June 2011
Florida Jumbo and Super Jumbo Mortgages
My Facebook page for Main Street Financial
Here is a Clip from the New York Times Indicating that it is a Good Time to Buy NOW
Five Subtle Ways to Tweak Your Credit Score
Please refer me email
May 2011
Brokering will be on the Decline
Broward County selling homes much faster and at higher prices than Palm beach County
April 2011
The Proposed Tax Cut on the Mortgage Interest Deduction Effects Loans Greater than $500,000
March 2011
FHA Loans are keeping the Housing Market Alive
Fun Things to Do in West Palm Beach #2
Fun Thing #1 - Fun Things to do in West Palm Beach
February 2011
Short Sale Tip
December 2010
Home Prices Up in Broward, Down in Palm Beach
Shorter Terms equel Huge Savings (If you can stand it!)
Foreclosure Sales Comprise at Least 25% of All Home Sales
November 2010
Condo Sales Still Slow in South Florida
The Federal Reserve announces another Purchase Program
October 2010
Refinancing accounts for 82% of Mortgage Activity 10-22-10
Bank of America closes wholesale doors
May 2010
The Home valuation Code of Conduct
February 2010
Chairman Ben Bernanke continues his discussion before Congress
Does the FDIC Know something we don't?
More Borrowers are Developing Refinance "Cash In" Strategies
When it comes time to purchase or refinance use the mortgage calculators to help plan
January 2010
The new Good Faith Estimate continued
The new Good Faith Estimate will protect Borrowers from Bad Estimates
December 2009
Now is an excellent time to lock in a rate
November 2009
Mixed Signals in the Mortgage World 11/06/2009
Homebuyer Credit is Extended
October 2009
Congress Hoping to Extend Homebuyer Tax Credit
To Buy or Not to Buy, That is the Question
Fixed Rates are Under 5%, Adjustable Rates are Under 4%
FHA Customers- Look at a Streamline Refinance
September 2009
Surfing for a Mortgage in Today's Market
What Does a Realtor Look for in a Mortgage Guy
Don't forget to look at the "No Cost Loan"
Mixed Signals from Fed Chairman Bernanke
Joe Wilson Shouts out "You Lie" at Obama
Look at Refinancing Before Modifying
Make the First Time Homebuyer Tax Credit Available to Everybody
March 2017 (1)
February 2017 (2)
January 2017 (3)
August 2016 (2)
June 2016 (2)
May 2016 (2)
April 2016 (1)
February 2016 (2)
January 2016 (2)
October 2015 (1)
August 2015 (1)
June 2015 (2)
April 2015 (1)
December 2014 (1)
November 2014 (2)
September 2014 (1)
May 2014 (1)
April 2014 (2)
January 2014 (2)
October 2013 (2)
September 2013 (1)
July 2013 (1)
May 2013 (2)
April 2013 (4)
March 2013 (1)
February 2013 (3)
January 2013 (2)
December 2012 (1)
November 2012 (1)
October 2012 (1)
May 2012 (1)
March 2012 (3)
February 2012 (1)
January 2012 (1)
October 2011 (1)
September 2011 (1)
June 2011 (5)
May 2011 (2)
April 2011 (1)
March 2011 (3)
February 2011 (1)
December 2010 (3)
November 2010 (2)
October 2010 (2)
May 2010 (1)
February 2010 (4)
January 2010 (2)
December 2009 (1)
November 2009 (2)
October 2009 (4)
September 2009 (7)
August 2009 (6)
Categories:
Company Profile (1)
Compliance (1)
conventional loans (1)
financing (4)
General (87)
Homes for sale Palm Beach (1)
interest rates (1)
Loan Programs (2)
loans,mortgages, private loans (1)
mortgage broker (2)
mortgage brokering vs mortgage banking (2)
Mortgage Financing (1)
mortgages (2)
mortgages, loans (1)
Real Estate (1)
Real Estate Financing (1)
refinance (1)
Refinances-FHA (1)
reverse mortgages (1)
search real estate (1)
Service (1)
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