Stuart - Hobe Sound Mortgage Banker

Stuart - Hobe Sound Mortgage Lender

If you are in need of a mortgage financing for Real estate in Stuart or Hobe Sound Florida,
 you have come to the right place.

Preston Ware - 20 Years Experience

NMLS License # 216170

 My Direct Line (561) 329-0075


If you are new to Florida and are looking for a great place to live, you may want to check out the real estate in Stuart and Hobe Sound. Just up the road from Jupiter and Juno Beach, Florida.

If you are already familiar with these areas, you know what an absolute gem they are. Both of these quaint little towns have relatively few residents.

Stuart has about 16,000 full time residents.

 Hobe Sound having about 12,000 full time residents.


Very calm and quiet on the waterfront, these areas offer exceptional values at very affordable prices. On this page I am including a market snapshot provided by the folks over at Zillow.com 

It shows a nice comparison between Stuart, Hobe Sound, Stuart and Juno Beach. Stuart in the same vicinity is much more affordable with the same beach access and fun everywhere.
This market snapshot was taken in November 2014.

If you want to research this yourself, this link for Stuart on zillow is very helpful because you can add and delete information about neighboring towns to compare Real Estate sales information. Go to Zillow



Here are similar graphs from the folks over at City_Data.com




Stuart, Florida is a charming area with wonderful waterways and bays. There is not a lot of commotion but there are a lot of activities here considering the size of the town. 

Neighboring Hobe Sound, Florida is similar but with a somewhat higher median home price. Comparing the two, Stuart is around $100,000 and Hobe Sound is around $210,000. (November 2014).

If you look at the City-Data graph for Hobe Sound you see sky rocketing prices since the third quarter of 2013! People are catching on that this area is a great deal !




Here are some examples of Financing if you are thinking about purchasing a home in either Stuart or Hobe Sound

Stuart Hobe Sound examples of FHA financing.pdf

Stuart Hobe Sound examples of Fannie Mae financing.pdf

Your average FHA loan in Stuart will create a payment of $811 with $7715 out of pocket expense. (Assuming a Lender Credit from me in the amount of $1800.

Your average FHA loan in Hobe Sound will create a payment of $1716 with $13,450 out of pocket expense with a Lender Credit of $3500.

Here are more helpful FHA links if you think you will end up going FHA.

FHA Purchase Financing
FHA Mortgage Florida
FHA Loans West Palm Beach

Your average Fannie Mae loan (putting 20% down) in Stuart will create a monthly payment of $641 with $24,809 out of pocket expense with no lender credit.

Your average Fannie Mae loan in Hobe Sound will have a monthly payment of approximately $1336 with $51,316 out of pocket expense with zero lender paid closing costs.

Here are more helpful links if you feel you will need Fannie Mae financing.

Fannie-Mae Mortgage , ConventionalFinancing













The Stuart Green Market

Historic Stuart Business Association

Hobe Sound is all about the music!